Loan Closing - Jacksonville Mobile Notary & Apostille

What do we do as a Loan Closer?

We play a critical role in the final stages of the loan process, particularly in real estate transactions. Our primary responsibility is to ensure that all the necessary documents are prepared, reviewed, and signed correctly so that the loan can be funded and the transaction can be completed.

How do we do it?

Preparing Closing Documents

The loan closer gathers all the necessary paperwork for the closing. This includes the loan agreement, promissory notes, mortgage documents, and disclosure forms. They work closely with lenders, title companies, and attorneys to ensure everything is accurate and in order.

Reviewing Documents for Accuracy:

Loan closers meticulously review all documents for accuracy and compliance with regulatory and lender requirements. They check for correct loan terms, interest rates, and payment amounts, ensuring that there are no errors or discrepancies that could delay the process.

Coordinating with Other Parties:

The loan closer acts as the main point of contact between the borrower, lender, title company, and real estate agents. They coordinate with these parties to schedule the closing date and ensure all necessary parties are present.

Ensuring Compliance with Regulations:

Loan closers ensure that all legal and financial documents comply with federal, state, and local regulations. They also verify that all conditions set by the lender (such as inspections or appraisals) have been met before closing.